Tagged: insurance audit

Combustible Dust Insurance: What Your Insurer Expects for Compliance

Auditor reviewing dust compliance documents with dramatic lighting.

Combustible dust insurance requirements drive every audit decision your insurer makes. Your insurance company knows about NFPA 660 even if you don’t, and they’re using it to audit your facility whether you realize it or not. Key Takeaways: FM Global’s Property Loss Prevention Data Sheet 7-76 directly references NFPA 660 requirements as their combustible dust … Read more

Dust Explosion Incidents: Lessons Learned and the Cost of Non-Compliance

Industrial facility engulfed in dust explosion, flames and debris visible.

Dust explosion incidents cost companies an average of $800,000 in direct damages. That number excludes insurance cancellations, regulatory fines, and wrongful death lawsuits that follow. The real financial impact compounds over years as carriers restrict coverage and OSHA maintains enforcement focus on facilities with combustible dust hazards. Key Takeaways: Over 60% of dust explosions involve … Read more